As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Etak Chen | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Etak Chen, All rights reserved. | | | Catherine Chenilla I Love working with her! She is 𝐜𝐨𝐦𝐩𝐞𝐭𝐞𝐧𝐭 𝐚𝐧𝐝 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐛𝐥𝐞. She's able to explain things in a 𝐬𝐢𝐦𝐩𝐥𝐞 𝐚𝐧𝐝 𝐜𝐨𝐧𝐜𝐢𝐬𝐞 manner for me to understand 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐚𝐧𝐝 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭.
As I grew in my career, I did my first retirement investment policies with her and she has been updating me on my fund performance.
As I was new to such investment schemes, she guided me 𝐬𝐭𝐞𝐩 𝐛𝐲 𝐬𝐭𝐞𝐩 on how to get the most of my hard earned money. I am grateful she looked out for her clients’ interest when there are policy changes.
I know 𝐈 𝐜𝐚𝐧 𝐜𝐨𝐮𝐧𝐭 𝐨𝐧 𝐡𝐞𝐫. And this 𝐠𝐢𝐯𝐞𝐬 𝐦𝐞 𝐭𝐡𝐞 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞 that my retirement and my 𝐬𝐨𝐧'𝐬 𝐟𝐮𝐭𝐮𝐫𝐞 𝐢𝐬 𝐢𝐧 𝐠𝐨𝐨𝐝 𝐡𝐚𝐧𝐝𝐬. She's a friend and a great financial advisor! Her 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐢𝐬𝐦 𝐚𝐧𝐝 𝐤𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞 has been immensely helpful to me to start my financial and wealth planning journey! Thank you Etak! | | | Christopher Andre Porter Etak has been a good FA who assisted me on my claim due to my recent piles procedure at Gleneagles. The claim went smooth as per what she had advised that didn’t add on to the stress that I was in during the operation. Insurance is important! It’s a life saver for any unpredictable health issue. If you need a good FA, I will strongly recommend Etak! | | | Meldys Tan, Real Estate Agent It is totally not hard to pen down this testimonial for Etak as I have so much good things to say about my FC.
I first got to know Etak through my husband and that was in year 2015. Dreaded, thinking that is probably another sales talk again, I reluctantly agreed to meet this lady. However, it turns out she is totally unlike the typical stigma that you have for a FC. She is frank, upfront and very honest to answer my needs.
Moving forward to this day, she is not just my FC, she has also became a personal friend of mine whom I see as a role model too. What I really love about her is that she never fails to empower women to do their best through her encouragement and most importantly she does it genuinely.
Etak will be someone that you can rely on and personally I have introduced a couple of friends to her as I know that they will be very well taken care by her for their financial or personal growth.
| | | - Joann Quek It has been a good 13 years. It felt like it was just yesterday, the memory is still fresh till today. When I first met her, I was 19 years old and I recalled meeting her at one of her roadshows at Dhoby Ghaut MRT Station. I was waiting for a friend and she came forward to approach me. My first impression of her was that she was a ray of sunshine. I recalled her approach was slightly different from the other salespeople that I've encountered. Well. You know what I mean, those situations where you felt a little skeptical and you will try your ways to steer away. I remembered her approach was more of a small talk, something refreshing for me back then. She wasn't pushy nor did I feel a tiny bit of a glimpse of a motive that, "I want to close a deal with this girl". Well, you get the picture..
Etak has always been there for me throughout my thick and thin. She is always quick to jump in whenever I need assistance. She has been more of a great friend than just a “business transaction” situation throughout the 13 years of service. Having Etak as my financial consultant has never been so fulfilling. A possible way to describe it – A “Genuine Connection” that you sincerely want to hold onto. She is indeed a great friend that you never could have imagined and the one that you want to keep close to.
I could have felt less assured if I have not met her. I never had anyone close to me to ensure my financial goals or health coverage are being met. I have been through a lot of highs and lows in my life and I never had the time to slow down to think through my long-term goals and I know Etak has that covered.
Recently I made a decision to leave my Full-Time job because I never felt so burnt out and demoralized in my career. A few months before I resigned, I reached out to her as I felt I couldn't breathe any longer with the chaos that I was going through at work. Without any hesitation, despite me knowing that her schedule are always packed, she set aside everything and gave me a call immediately. First thing on the phone, she was ensuring that I was doing alright emotionally. I remember telling her on the phone that all I want to know is if I could take a good break before coming back strong with my career and that if we could schedule for a meet-up to discuss further. We slotted the time out and we had a good long conversation. She was empathic throughout; we worked on my portfolio and she gave me advices on what are the plans we could work on. I felt reassured once again, all thanks to her. I am really grateful for her to be there for me in a time like this. | | | Susan Calisaan Chan Business Analyst Dear Etak,
Thank you very much for the catch-up session via Zoom last Friday. Appreciate the extra mile that you consistently been delivering, from bespoke investment updates to new recommendations on how to grow further my investment. During this time of uncertainty, where I also lost the most important person in my life, my Mom, I felt your empathy and support. It’s very comforting to know that I made the right decision to trust to Prudential my retirement investment. Surely, you have proven I’m in a good hands. Keep it up! Your outstanding work spoke beyond task or job, it builds relationship and trust.
I have mentioned this to you. I dealt with a number of other financial consultant even before you, and no one has delivered the same passion as you did. Looking forward for such continuous excellent delivery.
| | | Milton Senior Analyst - Analytics & Insights Etak has been my financial advisor since 2015. Her expertise and sound advice has always made me comfortable sharing with her my financial goals at different points of my life.
From the hospitalisation coverage and other protection when I just started to work in Singapore, then the great investment portfolio she had recommended to me and my wife, and to the most recent which is more for my retirement, the future just looks more and more promising thanks to her!
Also, the catch-ups from time to time she initiates with her clients is what makes her different from the other financial advisors I have known. She ensures we get to maximize our investment and adjust our portfolio accordingly when there are changes in the market for better returns. | | | | |