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Etak Chen

In Touch

A Monthly Curated Newsletter

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

Living Life To The Fullest Is Something Everyone Should Start Doing

No matter who a person is, what they are currently doing, how much money they have in the bank, and so on, everyone can start living life to the fullest. You just never know what may happen in the future, so taking advantage of the time you have now is very important. There are many ways to live your life to the fullest while also being a responsible person. The many ways below will hopefully allow you to love life and teach you how to live life to the fullest.

 
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Why itโ€™s crucial to understand the purpose of money in your life

Once you know your financial purpose, write it down. Stick it on your fridge. Carry it with you. Memorise it. Use it whenever you need to make sure youโ€™re using your money as a tool to support the life you want to live. We get one shot. Spend time deciding what you want out of life and choose how to use your money to support it. Live the life youโ€™ll be proud to look back on without regret or remorse.

 
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This Is How Short Your Life Is

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Etak Chen
 
 
 
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Testimonials and Referral Notes

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Catherine Chenilla

I Love working with her! She is ๐œ๐จ๐ฆ๐ฉ๐ž๐ญ๐ž๐ง๐ญ ๐š๐ง๐ ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง๐š๐›๐ฅ๐ž. She's able to explain things in a ๐ฌ๐ข๐ฆ๐ฉ๐ฅ๐ž ๐š๐ง๐ ๐œ๐จ๐ง๐œ๐ข๐ฌ๐ž manner for me to understand ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐š๐ง๐ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ. As I grew in my career, I did my first retirement investment policies with her and she has been updating me on my fund performance. As I was new to such investment schemes, she guided me ๐ฌ๐ญ๐ž๐ฉ ๐›๐ฒ ๐ฌ๐ญ๐ž๐ฉ on how to get the most of my hard earned money. I am grateful she looked out for her clientsโ€™ interest when there are policy changes. I know ๐ˆ ๐œ๐š๐ง ๐œ๐จ๐ฎ๐ง๐ญ ๐จ๐ง ๐ก๐ž๐ซ. And this ๐ ๐ข๐ฏ๐ž๐ฌ ๐ฆ๐ž ๐ญ๐ก๐ž ๐œ๐จ๐ง๐Ÿ๐ข๐๐ž๐ง๐œ๐ž that my retirement and my ๐ฌ๐จ๐ง'๐ฌ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ข๐ฌ ๐ข๐ง ๐ ๐จ๐จ๐ ๐ก๐š๐ง๐๐ฌ. She's a friend and a great financial advisor! Her ๐ฉ๐ซ๐จ๐Ÿ๐ž๐ฌ๐ฌ๐ข๐จ๐ง๐š๐ฅ๐ข๐ฌ๐ฆ ๐š๐ง๐ ๐ค๐ง๐จ๐ฐ๐ฅ๐ž๐๐ ๐ž has been immensely helpful to me to start my financial and wealth planning journey! Thank you Etak!

Christopher Andre Porter

Etak has been a good FA who assisted me on my claim due to my recent piles procedure at Gleneagles. The claim went smooth as per what she had advised that didnโ€™t add on to the stress that I was in during the operation. Insurance is important! Itโ€™s a life saver for any unpredictable health issue. If you need a good FA, I will strongly recommend Etak!

Meldys Tan, Real Estate Agent

It is totally not hard to pen down this testimonial for Etak as I have so much good things to say about my FC. I first got to know Etak through my husband and that was in year 2015. Dreaded, thinking that is probably another sales talk again, I reluctantly agreed to meet this lady. However, it turns out she is totally unlike the typical stigma that you have for a FC. She is frank, upfront and very honest to answer my needs. Moving forward to this day, she is not just my FC, she has also became a personal friend of mine whom I see as a role model too. What I really love about her is that she never fails to empower women to do their best through her encouragement and most importantly she does it genuinely. Etak will be someone that you can rely on and personally I have introduced a couple of friends to her as I know that they will be very well taken care by her for their financial or personal growth.

- Joann Quek

It has been a good 13 years. It felt like it was just yesterday, the memory is still fresh till today. When I first met her, I was 19 years old and I recalled meeting her at one of her roadshows at Dhoby Ghaut MRT Station. I was waiting for a friend and she came forward to approach me. My first impression of her was that she was a ray of sunshine. I recalled her approach was slightly different from the other salespeople that I've encountered. Well. You know what I mean, those situations where you felt a little skeptical and you will try your ways to steer away. I remembered her approach was more of a small talk, something refreshing for me back then. She wasn't pushy nor did I feel a tiny bit of a glimpse of a motive that, "I want to close a deal with this girl". Well, you get the picture.. Etak has always been there for me throughout my thick and thin. She is always quick to jump in whenever I need assistance. She has been more of a great friend than just a โ€œbusiness transactionโ€ situation throughout the 13 years of service. Having Etak as my financial consultant has never been so fulfilling. A possible way to describe it โ€“ A โ€œGenuine Connectionโ€ that you sincerely want to hold onto. She is indeed a great friend that you never could have imagined and the one that you want to keep close to. I could have felt less assured if I have not met her. I never had anyone close to me to ensure my financial goals or health coverage are being met. I have been through a lot of highs and lows in my life and I never had the time to slow down to think through my long-term goals and I know Etak has that covered. Recently I made a decision to leave my Full-Time job because I never felt so burnt out and demoralized in my career. A few months before I resigned, I reached out to her as I felt I couldn't breathe any longer with the chaos that I was going through at work. Without any hesitation, despite me knowing that her schedule are always packed, she set aside everything and gave me a call immediately. First thing on the phone, she was ensuring that I was doing alright emotionally. I remember telling her on the phone that all I want to know is if I could take a good break before coming back strong with my career and that if we could schedule for a meet-up to discuss further. We slotted the time out and we had a good long conversation. She was empathic throughout; we worked on my portfolio and she gave me advices on what are the plans we could work on. I felt reassured once again, all thanks to her. I am really grateful for her to be there for me in a time like this.

Susan Calisaan Chan
Business Analyst

Dear Etak, Thank you very much for the catch-up session via Zoom last Friday. Appreciate the extra mile that you consistently been delivering, from bespoke investment updates to new recommendations on how to grow further my investment. During this time of uncertainty, where I also lost the most important person in my life, my Mom, I felt your empathy and support. Itโ€™s very comforting to know that I made the right decision to trust to Prudential my retirement investment. Surely, you have proven Iโ€™m in a good hands. Keep it up! Your outstanding work spoke beyond task or job, it builds relationship and trust. I have mentioned this to you. I dealt with a number of other financial consultant even before you, and no one has delivered the same passion as you did. Looking forward for such continuous excellent delivery.

Milton
Senior Analyst - Analytics & Insights

Etak has been my financial advisor since 2015. Her expertise and sound advice has always made me comfortable sharing with her my financial goals at different points of my life. From the hospitalisation coverage and other protection when I just started to work in Singapore, then the great investment portfolio she had recommended to me and my wife, and to the most recent which is more for my retirement, the future just looks more and more promising thanks to her! Also, the catch-ups from time to time she initiates with her clients is what makes her different from the other financial advisors I have known. She ensures we get to maximize our investment and adjust our portfolio accordingly when there are changes in the market for better returns.